Dynamic, Personalized Communications
Personalize outreach and treat consumers as individuals
Grounded in behavioral economics
Generative AI trained on domain specific knowledge
Improving Payment Outcomes The Right Way
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Earn and Learn at Scale with AI
Unique Multi-Armed Bandit approach aimed at improving outcomes.
Significant improvement over traditional A/B testing approaches.
Easy for Enterprise
Easy plug and play integration.
Cloud based and secure SOC 2 Type 2.
Rapid Convergence with AI
Our unique multi-variate reinforcement learning based AI approach allows for rapid convergence of winning strategies vs. traditional testing
Shortens Time
Our AI shortens time to value by testing many more factors than champion / challenger approaches.
Faster Insights
Improves time to insights. Low performing strategies are dropped faster compared to legacy platforms.
Reveals the Why
Reveals why our winner strategies are winning.
Segment Specific Solutions
AI shows which treatments work best for each customer segments
Security at the core
The latest technologies for your maximum digital security.
SOC 2 Report
We work with an independent auditor to maintain a SOC 2 report, which objectively certifies our controls to ensure the continuous security of our customers' data.
Continuous Security Control Monitoring
KredosAI uses an automation platform to continuously monitor 100+ security controls across the organization.
Penetration Tests
KredosAI works with industry leading security firms to perform annual network and application layer penetration tests.
Secure Software Development
We utilize variety of manual and automatic data security and vulnerability checks throughout the software development lifecycle.
Data Encryption
Data is encrypted both in-transit using TLS and at rest.
Sources of Value
15x ROI from three key sources of value
Improved Churn
Longer customer life time as a result of fewer disconnects and better customer experience
Payment Pull-forward
Pull forward in payments from delinquent end consumers resulting in 10%+ improvement in DSO
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Better Payment Outcomes
5-10% better payment outcomes resulting in direct bottom line impact
Key Differentiators
Our product and approach is unique
Domain Knowledge
Domain knowledge and experience conducting and analyzing complex, dynamic experiments at scale.
AI Capabilities
AI capabilities and behavioral messaging are seamlessly integrated within the KredosAI Platform.
Security and Scalability
Security and scalability built into the core of our platform - Clean SOC2 Type 2 certification.
Measurable Results
Measurable results at Fortune 500 companies
The Team
Management Team
Balaji Sridharan
VP of loT, T-Mobile.
VP of Corporate Strategy, T-mobile.
Engagement Manager, McKinsey & Co.
B.Tech, Indian Institute of Technology (IIT) Madras
MBA, University of Pennsylvania (Wharton)
Dave Thoms
Director of Credit Risk Management, T-Mobile.
FVP, WaMu & NextCard.
Startup founder in credit risk and analytics.
BA, MS Economics, Texas Christian University (TCU)
Jay McMullan
Chief Revenue Officer, Various Startups
SVP of Sales, Ericsson
VP of Sales, Amdocs
BA, Communications, Indiana University, Bloomington
Ravi Vayuvegula
Founder and CEO Poi, Inc.
SVP Sales and Marketing, Lynx Analytics
Corporate Strategy and Device Strategy, T-Mobile
MBA, University of California, Berkeley (Haas)
Prasad Putta
Founder and CEO Vasssar Labs, Inc.
Founder OAT Systems - sold to Checkpoint.
Founder Auripay - sold to RSA.
B.Tech, Indian Institute of Technology (IIT) Madras
MS, Massachusetts Institute of Technology (MIT)
Advisors
Michael Morgan
President T-Mobile Financial LLC (retired).
CFO, T-Mobile.
Founding Managing Director, Protiviti, Inc.
Partner, Arthur Andersen.
Steven Scott
Chief Scientist, ShareThis
Head of Data Science, Aible.
Director of Statics Research, Google.
Director of Statistics, Capital One.
PhD Statistics, Harvard University.
Sunit Patel
CFO, Ibotta Inc.
Ex CFO Century Link (Lumen) and Level 3 Communications.
Pedro Maya
VP, Credit Risk, Collections and Fraud Management, Rogers Communications
VP, Fraud Management, Canada Collections, Scotiabank
Risk Management and Credit Operations, American Express
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