Banking Collections
Banking collection software with AI that optimizes customer engagement for delinquency management. KredosAi's Multi-Armed Bandit technology delivers results 10x faster than traditional platforms.
KredosAi achieves cure rates and payment recovery in under 2 months vs. 2+ years. FICO-trusted, outcome-driven pricing, proven with Fortune 50 financial institutions for measurable EBITDA impact.
See KredosAI in Action
See the Multi-Armed Bandit in Action
Watch how KredosAi uses Multi-Armed Bandit AI to automatically find the perfect message for each customer, adapting in real-time based on their responses to drive better financial decisions. This intelligent optimization delivers results 10x faster than traditional A/B testing, improving payment behavior and product adoption in under 2 months.
How KredosAI Works
From integration to measurable cure rate improvements in under 2 months
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Rapid Deployment
Connect with your loan servicing platform, core banking system, and CRM. Integration typically completes in 2-4 weeks.
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Multi-Armed Bandit AI Optimization
Our AI doesn't wait for statistical significance like traditional A/B tests. It continuously learns from every customer interaction, adapting messaging in real-time to optimize payment behavior.
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Measurable EBITDA Impact
Track cure rates, roll rate improvements, reduced charge-offs, and unlocked capital reserves with real-time analytics.
KredosAI
More Payments Sooner
- Multi-Armed Bandit AI: Optimizes 10x faster than static behavioral playbooks
- Payment-Outcome Focused: Optimizes for actual payments, not engagement metrics
- Real-Time Personalization: Every message adapts based on customer payment behavior
- Speed to Value: Results in under 2 months vs. 2+ years traditional platforms
Frequently Asked Questions
How is this different from Symend or other behavioral platforms?
We use Multi-Armed Bandit AI that achieves optimization in under 2 months vs. 2+ years for static behavioral playbooks. Our outcome-driven pricing means you only pay for results, not platform access.
What about FICO integration and compatibility?
We're FICO certified partners with direct integration into their decisioning platforms. Our behavioral layer enhances your existing credit strategies without replacement.
Do you optimize for engagement or payment outcomes?
Payment outcomes. While competitors optimize for clicks and opens, we optimize for actual payment behavior, cure rates, roll rates, and charge-off reduction.
How long until we see improved cure rates?
Most banks see measurable improvement within 60 days. Full AI optimization completes in under 2 months vs. 6-24 months for traditional A/B testing approaches.
Schedule Your Delinquency Management Assessment
Join Forward-Thinking Financial Institutions
See how KredosAI's banking collection software can improve your delinquency management with customer engagement that actually drives payment outcomes.
